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Freddie Mac Home View our other sites Freddie Mac Home Single Family Division Multifamily Division Capital Markets Division View sites for Renters, Buyers and Owners Do we own your mortgage? Find out if Freddie Mac owns your loan using our secured lookup tool. Did we finance your apartment? Use our lookup tool to see if Freddie Mac financed your apartment building. CreditSmart® Financial and homeownership education resources all about you. Translate Buying Owning Refinancing Selling Renting Getting Help Blog Tools & Resources Toggle Menu Search Buying Owning Refinancing Selling Renting Getting Help Blog Tools & Resources Search Back to previous menu Buying Overview Step 1 What can you afford Step 2 Down payments and PMI Step 3 Finding your team Step 4 Finding the right home Step 5 Working with your lender Step 6 Making your offer Step 7 Inspecting and appraising Step 8 Closing your loan Back to previous menu Owning Overview Your responsibilities Your home’s value Maintaining your home Homeownership costs Back to previous menu Refinancing Overview Step 1 Planning to refinance Step 2 Costs of refinancing Step 3 Options for refinancing Step 4 Working with your lender Step 5 Closing your loan Back to previous menu Selling Overview Step 1 Working with your agent Step 2 Costs of selling Step 3 Preparing to sell your home Step 4 Negotiating offers Step 5 Closing your loan Back to previous menu Renting Overview Step 1 What can you afford Step 2 Preparing to rent Step 3 Finding the right rental Step 4 Applying for a lease Step 5 Know before you sign Back to previous menu Getting Help Overview Assessing your financial situation Who to contact for help Options to stay in your home Options to leave your home Help after a natural disaster Avoiding fraud Borrower notification letter FAQs Back to previous menu Blog Overview Financial Education Homebuying Homeownership Refinancing Rental Housing Selling All Blogs Back to previous menu Tools & Resources Overview Calculators & Worksheets Quizzes Glossary Brochures Borrower Help Centers Renter Resource Organizations CreditSmart Subscribe to My Home Your guide to home Essential information and resources to guide you at every stage of your home journey. Buying Learn about each step of the homebuying process. Owning Understand your responsibilities as a homeowner. Refinancing Is a refinance right for you? Learn what it entails. Selling Get ready for the next step in your home journey. Renting Learn what to expect when renting a home. Getting Help Struggling to make mortgage payments? Explore options. Your guide to home Essential information and resources to guide you at every stage of your home journey. Buying Learn about each step of the homebuying process. Owning Understand your responsibilities as a homeowner. Refinancing Is a refinance right for you? Learn what it entails. Selling Get ready for the next step in your home journey. Renting Learn what to expect when renting a home. Getting Help Struggling to make mortgage payments? Explore options. share share Today’s Housing Market If you’re considering buying or refinancing a home, you should watch mortgage rates carefully. Mortgage Rates as of May 9, 2024 30-Yr FRM 7.09% 15-Yr FRM 6.38% The Primary Mortgage Market Survey ® is based on loan applications submitted to Freddie Mac by lenders across the country and shows the average 30-year fixed-rate and 15-year fixed-rate mortgage rates. The results are released weekly on Thursdays at 12 p.m. ET. Start Your Renovation Without Hesitation Renovations can improve your living space and add value to your home. Get started on your next project by learning more about planning, managing and financing home renovations. Learn more about energy and water efficiency Your Journey, Your Tools Personalized Tools Our calculators and worksheets can help you make informed decisions, based on your unique situation, every step along the home journey. Quizzes Do you think you know the essentials of the housing journey? Test your knowledge with our quizzes. Glossary Our simple guide will help you understand mortgage-related terms, from amortization to warranties. My Home in your inbox Sign up to receive resources, tools and tips about buying, owning, refinancing, selling and renting a home in your inbox. Subscribe How a Generational Renter Became a First-Time Homeowner Life-long renter Anita Peebles found a path to buy her own home through financial and homeownership education — with her daughter O’Shaela at her side. Learn more about making home possible Housing Help Are you struggling to make mortgage or rent payments? You have options, and help is available. Housing Counselors HUD-certified counselors at local nonprofit organizations can help if you are struggling to make housing payments or find affordable housing. Read More Loan Lookup Tool To understand the options available for getting help with your mortgage, see if Freddie Mac owns your loan. Read More Rental Lookup Tool If you live in a property with a mortgage loan purchased or securitized by Freddie Mac, you may be eligible for certain tenant protections. Read More From Our Blog Is Now a Good Time to Buy? Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions. Read More What You Should Know About Buying a Condo Learn more about condos and whether they are the right option for you. Read More Getting Back on Track After Foreclosure Tips and resources to regain your footing after a foreclosure. Read More These webpages are for general informational purposes only. Contact your lender, your financial advisor, and/or a housing counselor for advice or information related to your specific situation. 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